I have Ancestral Voices somewhere lying about. That'll go on the re-reading list too.
I own my flat outright. SWMBO has a mortgage and negative equity on a house in Dulwich wherein we now both reside. It's none too big for all my kit and all hers, so we'll be moving eventually. Alas she's lost 150K on her property in terms of its value....but when we move and buy a new house we'll probably keep ownership of the Dulwich house and let it out, and wait for the market to improve. Going to have to save like very thrifty folk indeed. Do her good, denying herself every now and then. Her pension has taken quite a blow: I'd prefer she were set up with property. Unless the whole country defaults property will always have some residual value, and relative to the general population, should always provide an income for her. The portfolio expands, and like most folk in my position, I stand to inherit the odd thing here and there, so though cash poor, in general I'm asset rich and can add to the pot as and when it comes. Between the two of us, we're looking at a comfortable middle age provided no bus-with-my-name-on-it mounts the pavement, or meteorite strikes from a clear blue sky. But them's in the lap of the Gods and outside my control.
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timeasmymeasure
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Date: 2009-03-03 11:51 am (UTC)I own my flat outright. SWMBO has a mortgage and negative equity on a house in Dulwich wherein we now both reside. It's none too big for all my kit and all hers, so we'll be moving eventually. Alas she's lost 150K on her property in terms of its value....but when we move and buy a new house we'll probably keep ownership of the Dulwich house and let it out, and wait for the market to improve. Going to have to save like very thrifty folk indeed. Do her good, denying herself every now and then. Her pension has taken quite a blow: I'd prefer she were set up with property. Unless the whole country defaults property will always have some residual value, and relative to the general population, should always provide an income for her. The portfolio expands, and like most folk in my position, I stand to inherit the odd thing here and there, so though cash poor, in general I'm asset rich and can add to the pot as and when it comes. Between the two of us, we're looking at a comfortable middle age provided no bus-with-my-name-on-it mounts the pavement, or meteorite strikes from a clear blue sky.
But them's in the lap of the Gods and outside my control.